Under what circumstances are accident reports required?

Accident reports are required when law enforcement has not investigated the crash. This is crucial because, in situations where no police report is generated, a written report must be filed to document the details of the accident for insurance purposes and potential legal considerations. This responsibility helps to ensure that there is a formal record of the incident, which includes important information such as the parties involved, damages, and any other relevant circumstances.

In contrast, while serious injuries often prompt reports, they are not the sole determining factor. Additionally, reporting is necessary regardless of the damage amount, even if it is under $1000, meaning that even minor accidents without law enforcement involvement may still require a report. Finally, simply requesting a report by one of the drivers does not initiate an obligation to file one; the absence of law enforcement investigation is the primary circumstance that necessitates an accident report.